Quick Takeaways
- Stablecoin small towns ascend 70% in 2025, surpassing $10 billion as business adoption grows.
- B2B transfers straightaway result in the market, signaling a shift toward real-world payments.
- Tron’s share declines as Tether’s dominance over the $300B market deepens.
Stablecoin Payments Surge as Crypto Goes Mainstream
Stablecoin settlements have skyrocketed in 2025, climbing 70% from $6 billion in February to over $10 billion by August, according to unprecedented data from Artemis.
The surge highlights how digital dollar signs are moving beyond crypto trading and enrolling mainstream business payments. Corporate dealings have become the primary growth driver, signaling that stablecoins are rapidly evolving into a global payment infrastructure.
B2B Transfers Lead the Growth Wave
Artemis reports that business-to-business (B2B) usage nowadays makes up nearly two-thirds of all stablecoin dealings. Monthly B2B loudness skipped over 113%, hitting $6 4 billion by August.
This spate lifted cumulative stablecoin settlements since 2023 to over $136 billion, showing that on-chain money is today a muscular real-world payment tool.
Meanwhile, consumer crypto payments are also expanding fast. Card-based transactions grew 36%, and business-to-consumer transfers climbed 32%. Merchant prefunding activity, used to ensure instant liquidity, soared 61% during the same period.
From DeFi Yields to Everyday Spending
Venture investor David Alexander from Anagram noted that this growth reflects how blockchain liquidity is turning into spendable real-world money.
He said crypto cards now process $1.5 billion monthly, up 50% year-to-date, merging DeFi yield generation with traditional payments.
“Stablecoins began as peer-to-peer tools for fast, cheap transfers,” he said. “Now they’ve become programmable capital, earning yield on-chain while being usable anywhere like traditional cash.”
Tron’s Market Share Shrinks as New Chains Rise
While Tron remains the top blockchain for stablecoin settlements, its market share has dropped from 66% in late 2024 to 48% in August 2025, per Artemis data.
Emerging high-speed networks like Base, Codex, Plasma, and Solana are capturing new liquidity, marking what Dragonfly’s Omar Kanji calls a “structural rotation” toward faster, cheaper chains.
Tether Strengthens Control, Circle Expands Reach
On the asset front, Tether (USDT) still dominates with 79% of all payment volume, especially across Africa and Latin America. Yet Circle’s USDC is quietly gaining ground, rising from 14% to 21% market share since February.
Data from DeFiLlama points USDT’s market cap at $183 billion and USDC’s at $76 billion, unitedly anchoring a $300 billion stablecoin economy.
Disclaimer:
This article is for informational purposes only and does not constitute financial or investment advice. Perpetually conduct self-governing inquiry before making financial decisions.
