Quick Takeaways
- Sending money across countries? Ripple + Thunes now make it way easier
- Real-time payouts in local currencies to over 90 countries
- It’s faster, cheaper, and actually works for everyday people
Cross-Border Payments Usually Suck Here’s What’s Changing
Let’s be honest: cross-border payments have always been kind of a mess.
You try to send money from one country to another, and suddenly it’s days of waiting, surprise fees, weird exchange rates, and a whole lot of “Where did my money go?” That’s exactly the problem Ripple and Thunes are trying to fix.
Ripple (a blockchain company from the US) and Thunes (a global payments company based in Singapore) are teaming up to make sending money across borders way simpler.
They’re not just doing a quick integration either they’re expanding a partnership that now supports real-time payments in over 90 countries.
And the best part? The money shows up instantly, in the recipient’s local currency, right in their bank account or mobile wallet. No middlemen. No confusion. Just money moving like it’s 2025 already.
Okay, But How Does This Actually Work?
Here’s the quick version:
- Thunes runs a global payments network think of it like a financial highway that connects banks, mobile wallets, and card systems in over 130 countries.
- Ripple brings blockchain into the mix which means faster, more transparent, and more secure money movement.
- Now, Ripple is plugging into Thunes’ SmartX Treasury System which handles stuff like real-time liquidity, foreign exchange, and settlements behind the scenes.
What does that mean for you? It means if you send $500 from London to someone in the Philippines, they get it right away in pesos through GCash, M-Pesa, or even their bank account. No waiting. No painful fees. No currency guesswork.
Why This Actually Matters (A Lot)
Most of the world doesn’t live in places with smooth, fancy banking systems. In fact, billions of people rely on mobile wallets just to get paid, save, and survive.
So when payments take days or fail completely? That can be disastrous, not just bothersome.
This is why this collaboration is important. Cross-border payments are not only faster but also more accessible, humane, and equal. Plus, Ripple isn’t one of those “move fast, break stuff” crypto companies.
They play by the rules. They do audits. They publish proof-of-reserves. That builds trust and it’s part of why Thunes chose to go deeper with them.
And Thunes? They’ve been doing this for years.
If there’s a wallet, bank, or payment method in a region, they probably already connect to it. Now with Ripple’s tech behind the scenes, it just got way faster and smoother.
This Isn’t Just About Tech, It’s About People
It’s easy to get caught up in the buzzwords blockchain, liquidity, integrations, blah blah blah.
But this partnership? It’s about real people being able to send and receive money without stress.
It’s the single mom in Nairobi getting funds from her sister in Toronto instantly. It’s the freelancer in Mumbai finally getting paid in rupees, not waiting for days.
It’s the small business in Brazil sending money to a supplier in Vietnam no bank delays, no FX nightmares. It’s about building a financial system that actually works for the world we live in now one that’s global, mobile-first, and (finally) a little more fair.
